JOPrivat Bank can help you save and invest your money wisely. We offer a variety of savings opportunities to fit your personal financial situation.
- Round Up
Introducing JO Privat Bank’s latest innovative program – JO-Privat Bank Round-Up. This new service is an easy way for our customers to save money and balance their checkbooks by rounding up their debit card purchases to the next dollar. It’s simple and the savings can really add up!
- Classic Savings
Start saving today with a JO Privat Bank Classic Savings account. With a low minimum opening deposit of just $80 ($50 for minors), it’s an easy start to making your money grow.
- First Flight Savings (Minor Savings Account)
The savings program will allow children to earn their wings (and premium prizes).
- Classic Money Market
The checking account rewards you for your total banking relationship, offering higher interest on higher balances and many free services.
- Certificate of Deposit
JO Privat bank Certificates of Deposit (CDs) offer great flexibility with competitive interest rates on a variety of terms to match your savings needs. Interest can be compounded, paid by check, or deposited to your Credit Suisse – checking or savings account. Our online yield calculator can help you determine how to increase your savings level. Early withdrawals are subject to penalties.
- Individual Retirement Accounts
JO Privat Bank traditional IRA offers tax benefits to help you reach your retirement savings goals. All wage earners are eligible for an IRA and all account earnings are tax-deferred until the time of distribution. Tax deferral gives your money greater compounding potential. Your IRA contributions may also qualify for tax deferral. Consult your tax adviser regarding tax deferral on your IRA contributions.
- Additional Services
JOPrivat Bank is proud of the many financial products we offer our customers. Our Personal Services complement our products, offering more convenience and flexibility for all your banking needs.
- Health Savings Account
Plan for a healthier future for yourself and your family with a Health Savings Account from JO Privat Bank. Use it for paying or reimbursing medical expenses.
For important information about procedures for opening a new account, check for our service email on the contact us page
To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.