PERSONAL LOANS AND LINES
Cash in on our desire to make your life a little easier.
- Choose from a variety of low-rate loans
- Get a lump sum of cash or access to a line of credit
- Cover unexpected costs or buy something you really want
- Link a line of credit to your checking account
- Save money with lower interest payments
Need some extra spending money? We’ve all been there.
As hard as you might work, sometimes it’s hard to set aside enough money to buy the things you want or to cover unexpected expenses. When you need extra cash to make your family happy or to make ends meet, we have a variety of personal loans that will get the job done.
PERSONAL SIGNATURE LOANS
A lower rate than most credit cards
- Borrow for your next vacation, tuition payment, remodeling project, or any other need
- Rates as low as 7.49% APR1
- Borrow up to $50,000
- Flexible terms up to 84 months help reduce your monthly payments
- Easy online application process
PREMIER LINE OF CREDIT
A chunk of money to pay for anything life throws your way
- Credit lines available up to $50,000
- Rates are variable, but stay low to keep your monthly payments under control
- Convenient access to money online, by check, or in person at any branch
SHARE SECURED LOAN
A loan that matches your Share Savings account balance
- Borrow from $500 to $100,000
- Repayment terms of up to 144 months
- Minimum monthly payment as low as $30
- Build a healthy credit score
- Borrow up to 100% of the amount in your Share Savings account
CASH TO GO LOAN
Benefits
- Borrow from $250 to $500
- Flexible payment options of monthly, bi-weekly, or the 1st and 15th of the month
- You must be an Andrews Federal member for at least 90 days
- No credit check
Additional Details
- You must be an Andrews Federal member for at least 90 days
- Maximum of four Cash To Go loans per membership account in a calendar year
- Must have a direct deposit/allotment for 2 months from the same employer
- Loan amount cannot exceed 75% of the member’s monthly direct deposit/allotment
- First payment is due on the next direct deposit/allotment date
- First, full payment must be received within 30 days
- Maximum repayment term is six months
APPLICATION PROCESS: If you have an account with us . Kindly contact our support team for a loan request by going to any of our branch office or you can use our online service to an inquiry at support@joprivatbank.com